As an expat, settling into life in Singapore is an adventure — but one that sometimes requires tackling the practical side of things, like healthcare. Singapore is known for its top-tier healthcare system, and while it’s reassuringly accessible and efficient, it can feel a bit overwhelming when it comes to understanding your options for health screenings. Here’s an easy-to-follow guide to getting the screenings you need, so you can feel more at home knowing your health is covered.
Why Health Screenings Matter for Expats
When you’re away from home, it’s especially important to stay on top of your health. Whether you’ve recently arrived or have been here for a while, routine health screenings can help spot potential health issues early — before they become bigger concerns. Singapore’s healthcare system makes it easy for residents to access high-quality screenings, allowing you to take proactive steps to maintain your well-being.
Types of Screenings to Consider
From basic annual check-ups to specialised imaging tests, Singapore offers a range of health screenings. Here’s a look at what might be relevant for you:
1. Routine Health Screenings
These include health checks, such as routine and executive health screenings, that help identify common health risks like high blood pressure, cholesterol, blood sugar levels, and potential cancer risk.
Health screenings are typically recommended annually or biannually, as they focus on early detection of conditions that might otherwise go unnoticed. Given the prevalence of conditions like hypertension and diabetes in Singapore, these screenings are especially valuable for maintaining overall health and addressing risks early.
Access Options
- Self-Paid: Health screenings can be booked directly and paid out-of-pocket at clinics and health screening centres.
- Employee Benefits/Wellness Programmes: Many companies in Singapore include health screenings or have access to corporate rates as part of their employee benefits. Speak with your HR department to understand what’s covered under your plan.
2. Specialised Health Screenings
For more specific health concerns, specialised tests like X-rays, MRIs, and ultrasounds can provide detailed insights. These tests are generally prescribed by a doctor if there are particular symptoms or conditions to investigate. Such screenings can be a good option if you have a family history of certain conditions or need regular monitoring.
Access Options
- Doctor Referrals: Most specialised tests require a referral from a general practitioner (GP) or specialist, which is typically the simplest way to access imaging services and more detailed screenings.
- Add-Ons to Health Screenings: Most routine health screening packages offer optional imaging tests as add-ons. Consulting with a doctor can help determine which additional tests may be most suitable and beneficial for you.
Understanding Health Screening Costs and Insurance Coverage
Costs for health screenings can vary, with basic packages starting at around SGD 100 and more comprehensive options going up to over SGD 1,000. For expats, insurance coverage can make a big difference in managing these expenses:
- Private Insurance: Many expat health insurance plans include screenings as part of preventive care coverage. Check if your plan covers routine screenings or if you need pre-approval for specialised tests.
- Employer Health/ Medical Benefits: If your employer includes health screenings in your medical benefits or wellness programme, you may be able to claim part or all of the cost, depending on your policy’s coverage limits. Your dependents may also be eligible for coverage or access to corporate rates, making it more affordable for the whole family to stay on top of their health. Many companies offer onsite screenings, providing a convenient option to complete your check-up without leaving the office. Check with your HR department or review your policy to understand coverage details, claim limits, and reimbursement procedures.
- Out-of-Pocket Costs: If your insurance doesn’t cover all screening expenses, it’s worth comparing prices across providers. Many clinics and centres offer package deals that can help reduce out-of-pocket costs.
Getting Screened at DA Orchard Medsuites
Costs for health screenings can vary, with basic packages starting at around SGD 100 and more comprehensive options going up to over SGD 1,000. For expats, insurance coverage can make a big difference in managing these expenses:
Here’s what to expect during your health screening experience at DA MedSuites:
- Medical History Review: Start by completing a form that details your personal and family health history, helping doctors assess your health risks effectively.
- Physical Examination: Undergo a standard check-up conducted by a qualified healthcare professional.
- Laboratory Tests: These may include blood tests, urine analysis, and other diagnostics based on your selected screening package.
- Consultation: Sit down with a doctor to discuss your results in detail and receive tailored recommendations for next steps.
The entire process typically takes just a few hours, with flexible scheduling options to suit your availability.
DA Orchard MedSuites offers executive health screening packages designed for both men and women, providing a wide range of tests aimed at supporting preventive healthcare. Additional tests can be added to suit individual health needs, ensuring a customised and thorough evaluation.
If you’re unsure about eligibility for corporate rates or whether health screenings are covered under your employee benefits, check with your HR department or review your company’s healthcare policy. Pay special attention to coverage details, claim limits, and any reimbursement procedures to make the most of your benefits.